Keeping a proper balance between your health and wealth is very important, so when the time of emergency knocks on the door, you be ready. However, we understand that we live in a busy world, and taking some time out is kind of a big deal. So here we have presented some tips that will help you balance your money and health, no matter if you have 15 minutes or an entire afternoon in your hand.
If you have.....
Create a health care email address
Staying on top of your health care can mean a lot of paperwork. To better stay ahead of all those hospital bills, insurance notices, and patient updates, try setting up a separate email address. That brings together everything in one place, making it easier to spot redundancies and errors. If you’re worried you won’t remember to check a second account, set up auto-forward so you’re notified of any new email in your regular inbox but still have everything isolated in a separate account for easy access later.
Fine-tune your pharmacy budget
Your pharmacy spending may fluctuate from month to month, but figuring out a monthly average makes it easier to earmark money in your budget. Sit down with your receipts from the past three months and tally everything. Then divide that total by the number of months (of the expenditure) for a quick calculation of your average monthly costs. This will give you the cost you need to mark as permanent in your monthly budget. An amount set aside for medications and treatments is very important.
Let’s be real: The last thing you want to do when disaster strikes is spent time (or emotional energy!) scrambling to find important documents. But you can knock this no-fun chore off your list all at once in a couple of hours. Gather your bank and investment statements, recent federal and state tax returns, statements for your mortgage and any lines of credit or other major debts, and your will, powers of attorney, and any trusts you might have. Round up essential health paperwork (such as prescriptions) as well. Pick a secure spot in your house to store everything, like a locked file cabinet or fireproof safe, and also consider checking out a secure online option. The last step, make sure to tell your spouse or closest family member where to find everything, in case you’re the one temporarily out of commission.
If you have…
Staying active makes it easier to manage your diabetes. But if every good intention is prevented by the challenge of hunting down your workout gear, it can be hard to make exercise a habit. Invest the time now to get prepared for the future. Set up a spot for the yoga mat and handheld weights near the TV, if you’re a home-video fan. On the clothing front, separate your exercise outfits from your regular clothes, so you have one spot—say a certain drawer or hook on the back of a closet door—where you can quickly find workout clothes. When the impulse to sweat hits, you’ll be ready.
Schedule your medical appointments for the year ahead
Some people are aces at following up medical appointments (endocrinologists or diabetes educators or eye docs etc!). For the rest of us, knocking out all of those appointments at once is the answer. Grab your phone and your calendar and start dialling. Your spring and summer and fall health will thank you.
Sleep-fy your bedroom
Diabetes can make it harder to get quality sleep. But small tweaks to your bedroom can make falling and staying asleep a little bit easier. Start by moving your phone (or tablet) charger to another room—you’ll be less tempted to stay up late scrolling social media, and you’ll steer clear of the sleep-disrupting blue light, that these devices emit (experts suggest avoiding it for at least 30 minutes before bedtime). Then, think through what disrupts your sleep most. If it’s a snoring partner or noisy neighbourhood, consider adding a white-noise machine to your nightstand or earbuds (if they help). If it’s night sweats, then moisture-wicking sheets may be a godsend. If it’s the early-morning sun streaming in through sheer curtains, hanging blackout shades could help you rise and shine a little later— once your body’s actually rested.
The experts that have provided their opinions and tips are enlisted below:
MARISSA ALERT, PhD., Licensed psychologist, postdoctoral research fellow, Division of General Internal Medicine, Johns Hopkins University
FELICIA HILL-BRIGGS, PhD., Professor of medicine, licensed and board-certified psychologist, Johns Hopkins University, and immediate past president of health care and education, American Diabetes Association
FAITH ROBERSON, Professional organiser and integrated wellness life coach, founder of Organise with Faith
KATIE WATERS, Certified financial planner, Stable Waters Financial
SUSAN WEINER, RDN, Certified diabetes educator and co-author of The Complete Diabetes Organiser